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Microf: How to submit the Application

  1. Dealer can submit application through mobile app, the dealer portal at Microf.com or Homeowner can apply on dealer’s website
  2. Hard copy applications: Can be filled out, signed and faxed or scanned to Microf
  3. Homeowner can apply on line: Go to microf.com and click on customer, click on apply now.
  4. Homeowner can call in the application to Microf at 855-642-7631

Contact Information for Microf:

Telephone: 855-642-7631
Email and Scanned documents: info@microf.com
Fax: 229-878-4865
Text: 229-288-9610 or 229-869-8010

Please have the information below to fill out the application:

  1. Id – a state issued id, passport, driver’s license or state id
  2. Checking account number and routing number
  3. Social security number
  4. Copy of a recent pay stub or Bank statement – make sure the deposits are shown for income purposes and the customer’s name is on the statement, less than 30 days old*

*If Homeowner submits the application or calls in the information: text, email, scan, fax or text a copy of bank statement or paystub to Microf. Use contact information above. Microf can’t proceed with the customer’s approval until proof of income is received.

Please Note:Microf requires no minimum fico score. Microf does not check the three major credit bureaus that put an inquiry on the credit. Microf pulls data from 3rd party agencies; our instant decision engine uses this to make a determination. Please make sure the homeowner give their consent. An interview is required with the homeowner before the dealer can proceed.